Agriculture, Broadband & Internet
Direct Farm Ownership Microloans
Direct Farm Ownership Microloans are meant to make a down payment on a farm; build, repair, or improve buildings; fund soil and water conservation projects; be used as a down payment farm ownership loan; and be used in joint financing.
No appraisal is needed. Verification of non-farm income is unnecessary unless required for repayment. Successful repayment of an FSA youth loan may be used towards the required 3 years of management experience. FSA's Direct Farm Ownership loan interest rate applies to Farm Ownership Microloans.
Traditional and non-traditional family farms and ranches may be eligible for Microloan financing.
General eligibility requirements include:
must not have Federal or State conviction(s) for planting, cultivating, growing, producing; harvesting, storing, trafficking, or possession of controlled substances;
have the legal capacity to incur the loan obligation;
be able to show an acceptable credit history;
is a citizen, non-citizen national or legal resident alien of the United States;
have no previous debt forgiveness by the Agency, including a guarantee loan loss payment;
be unable to obtain sufficient credit elsewhere, with or without an FSA loan guarantee;
not be delinquent on any Federal debt, other than IRS tax debt, at the time of loan closing;
not be ineligible due to disqualification resulting from Federal Crop Insurance violation; and
3 years farm management experience within 10 years of the application dates.
1 year of farm management experience may be substituted with one of the following:
- 16 credit hours Post-Secondary Education in Agriculturally-related field
- Business management, of at least 1 year direct management experience (not manager in title only)
- Military leadership or management from having completed an acceptable military leadership course
- Successful repayment of an FSA Youth loan
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WI Climate and Health Program
Wisconsin Department of Health Services
The Climate and Health Program studies climate change impacts people's health in Wisconsin and use that research to create strategies, tools, and trainings to help communities adapt to climate change and protect the health of all Wisconsinites.