Resource Details

Housing

Single Family Housing Direct Home Loans

Loan funds may be used to help low-income individuals or households purchase homes in rural areas. Funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities.

Eligibility

A number of factors are considered when determining an applicant’s eligibility for Single Family Direct Home Loans. At a minimum, applicants interested in obtaining a direct loan must have an adjusted income that is at or below the applicable low-income limit for the area where they wish to buy a house and they must demonstrate a willingness and ability to repay debt.

Related Resources

  • EPA Envirofacts Database

    U.S. Environmental Protection Agency

    Housing, Other, Sustainability

    Envirofacts provides users an assessment of their environment using their ZIP code.

  • Single Family Housing Rural Disaster Home Repair Grants

    U.S. Department of Agriculture

    Housing, Other

    This program provides grants to very-low and low-income homeowners to repair homes damaged in a Calendar Year (CY) Presidentially Declared Disaster Area.

  • Rural Housing Preservation Grant

    U.S. Department of Agriculture

    Housing

    Provides grants to sponsoring organizations for the repair or rehabilitation of housing owned or occupied by low- and very-low-income rural citizens.